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Is Medicaid Health Insurance

    Medicaid is the state-funded health insurance program for income-eligible individuals, as well as those categorically eligible. Medicaid is a government-run, federally-administered program that provides health insurance coverage if you are extremely low-income. Medicaid is the government-run health insurance program for low-income individuals, including children, some adults, pregnant women, and those with disabilities.

    Mississippi Medicaid health benefits are available to many populations, including children, low-income families, elderly, people who are blind or disabled, and pregnant women. In Mississippi, coverage affordability programs include Medicaid (Medicaid and CHIP) and Mississippi Health Coverage via the Federally Facilitated Marketplace (FFM). These programs are managed by each state, not the federal government.

    Each program has different rules, like those regarding age and income, which you need to follow in order to qualify for the program. To be eligible for coverage through the Marketplace, an individual must be unaffordable health coverage through Medicaid, CHIP, or an employer-based insurance plan, as determined by FFM.

    If you are applying for Medicaid through the Marketplace (NYS Health), you can provide evidence of your familys income in the coming year. Check with your states Medicaid office to find out if you or your family members are eligible to receive benefits.

    If you earn too much to qualify for Medicaid, your children can still qualify for the Childrens Health Insurance Program (CHIP). The Childrens Health Insurance Program (CHIP) was introduced in 1997 to provide health insurance for children whose families did not qualify for Medicaid. Coverage, provided by the federal and state governments, has reduced the child uninsured rate to the present historical low of five percent, providing health care coverage for almost four in ten children in the United States. Research has shown that children enrolled in CHIP have access to more comprehensive health benefits at lower costs than are available under private insurance coverage.

    Today, Medicaid provides health insurance coverage for half of all low-income Americans and for 40 percent of all children. Covering almost one in five Americans, Medicaid is the nations only major health insurance program, providing strong benefits at low or no out-of-pocket costs. Medicaid is not only the nations largest single health insurance coverage program, it provides robust access to care. Medicaid is the program for New Yorkers who cannot afford to pay for their own medical expenses.

    Your program can provide preventive health services and also cover medications, most of which are low cost or free for you. The following services can be provided using your Medicaid card or through your managed care plan, if you are enrolled in managed care. People enrolled in managed care plans Managed Care Plans Use your Medicaid benefits card to obtain these services the plan does not cover.

    A managed care Medicaid health plan will deliver care by working with a group of doctors, clinics, hospitals, and pharmacies (networks). We will work hand-in-hand with Medicaid managed care plans and health plans in the Marketplace to do everything we can to help individuals and families keep their health care coverage.

    We are prepared to partner with any State that has not done so yet to expand Medicaid and to ensure that Medicaid enrollees receive essential health care coverage. To avoid gaps in your health coverage, let HealthSource RI help you choose a new plan before your free or reduced-cost Medicaid coverage ends. If you are uninsured and do not qualify for Medicaid or for coverage through HealthSource RI, you may qualify for medical services through Rhode Islands Free Clinics or Clinica Esperanza.

    Medicare is working with a number of states and health plans to offer demonstration plans for some individuals who have Medicare and Medicaid, and make it easier for them to access needed services. If you are currently paying for Medicare health insurance or coverage, or you have an opportunity to obtain such coverage, but cannot afford to make that payment, under certain circumstances, Medicaid may cover your premiums. When you enroll in Medicaid, you may be asked to choose a health insurance plan.

    Medicaid pays only after your Medicare, employer-group health plans, and/or Medicare Supplement Insurance (Medigap) coverage has paid. It mostly serves individuals older than age 65, regardless of their income; and it serves the young, disabled, and people on dialysis. Medicaid was created in 1965, alongside Medicare, the federal program covering seniors, to broaden access to a range of health services and to improve the health outcomes of low-income people.

    In addition to providing coverage for physical health services, Medicaid is the largest payer for long-term services and supports, including home- and community-based services (HCBS), which enable individuals with a range of disabilities and needs to thrive and live independently in their homes or communities. Medicaid and CHIP provide critical health coverage for more than 80 million individuals and families, including low-income adults, more than 40% of all U.S. children, older adults, and individuals with disabilities. As our Nation, and those reliant on Medicaid and CHIP, emerges from the COVID-19 public health emergency, access to behavioral health care is critical in closing a coverage gap.

    Pregnant women, children, the disabled, and others can qualify for Medicaid when their pregnancies are at or above those levels, and if they have medical expenses. Under the ACA, families making up to 138% of the federal poverty line–that is $17,236 for an individual, or $29,435 for a family of three–cannow qualify, as long as their state participates in expansion. That means individuals who had incomes that were too high in the past to qualify for Medicaid, but who could not yet afford private coverage, cannow qualify for coverage in an expansion state.

    Idahos NEMT program covers transport to and from health care services, both within the state and outside of it, as long as the services are covered by Idahos Medicaid.

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